Proventaz Consulting

Lower your costs

How to reduce business expenses without cutting what works

Start with the bills you pay every month and rarely re-check: utilities, telecom, waste, card processing, parcel shipping and workers comp classification. Our team checks them against what you should be paying, with no up-front fee, and you decide whether to go ahead.

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Why these bills, and not your payroll or your marketing

Cutting staff or marketing changes how your business runs. Overpaying a bill doesn't: the service stays the same and only the price changes. That's money you already earned leaking out every month, and it's the easiest kind to keep.

Utilities

Electricity, gas and water bills can carry the wrong rate class, unused charges or billing errors that repeat every month. To check them we need recent bills for each location.

Telecom

Phone lines, internet and mobile plans often include lines nobody uses anymore, old promotional rates that expired, and features you don't need. Recent statements are enough to start.

Waste and recycling

Pickup frequency, container size and extra fees often drift away from what you actually need. Your current invoices and service agreement show what to check.

Card processing

Card processing statements are hard to read on purpose, and rates can creep up without notice. One or two recent monthly statements show what you really pay per transaction.

Parcel shipping

If you ship regularly, carrier rates, surcharges and billing errors add up quickly. Recent carrier invoices are what we look at.

Workers comp classification

If employees are placed in the wrong job class, the premium can be higher than it should be. Your policy and payroll by job role are the starting point.

Questions owners ask

What is the going rate for credit card processing?

It depends on your card mix, average sale, how cards are taken and the pricing model on your statement, so there's no single honest number. The way to know whether your rate is fair is to have your own recent statements checked.

Why are credit card processing fees so high?

Part of every fee goes to the card networks and banks, and part goes to your processor. The processor's part is the piece that varies, and it can grow over time through added fees and rate changes that are easy to miss on a long statement.

How can a business reduce costs?

Start with recurring bills, where the service stays the same and only the price changes: utilities, telecom, waste, card processing, parcel shipping and workers comp classification. Then look at bigger decisions such as staffing and marketing.

Can I get a workers comp refund?

Sometimes. If employees were placed in the wrong job class, premiums may have been higher than they should have been. Whether money comes back depends on your policy and your insurer, so it needs your own policy and payroll checked.

60 seconds. That's all it takes.

No up-front fee. Our team is only paid if they find something and you decide to go ahead.

Check what you may qualify for

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